SELLING   BUYING
  Step 1  
We will ask you to fill out a Fixtures, Fittings and Contents Form and a Property Information Form. These forms will be included in the "Information Pack" which we will send to your Buyers Solicitors.

We will obtain the Title Deeds to your property. If you have a Mortgage the Deeds will be with your Bank or Building Society.

After we have received the completed forms from you and the Title Deeds (or a copy of your Deeds from HM Land Registry) we will prepare the Contract and the "Information Pack" can be sent off.

  Step 2  
Once your Buyers Solicitors have the "Information Pack" they will set about checking the documents and undertaking the Local Search and any other required searches.

Often a considerable number of questions are raised by Buyers Solicitors - these can relate to matters such as guarantees, planning permissions, building regulation approvals, queries over boundaries, etc. We will discuss with you any questions which we cannot answer from the information with the Deeds.

  Step 3  
Once all the enquiries have been dealt with and the Buyers have a Mortgage Offer (if they are obtaining a Mortgage), a Completion Date is then agreed. This is the date of the actual move. We can then proceed with Exchange of Contracts. After Exchange of Contracts has taken place there will be a legally binding agreement and neither party can withdraw.

If there is a long "chain" every party in the chain must be ready to Exchange and agree on a Completion Date.

  Step 4  
During the period between Exchange of Contracts and Completion, we will obtain a final Redemption Statement from your mortgage lender. This will specify the amount required to fully discharge the Mortgage on the day of Completion. We will prepare a statement showing how much will be due to you and make arrangements for you to sign the Transfer Deed (this is the document which will transfer the property to your Buyers).

  Step 5  
On the day of Completion we will receive the balance of the sale money by bank transfer. At that stage we will ring the Estate Agents to confirm that the keys can be released to your Buyers. Receipt of the money from your Buyers Solicitors will signify Completion of the transfer of the property.

Following completion we will settle your account with the Estate Agents, pay off your Mortgage, send the net proceeds of sale to you and forward the Title Deeds to your Buyers Solicitors.

 
  Step 1  
The Sellers Solicitors will prepare an "Information Pack" which will include a Fixtures, Fittings and Contents Form and a Property Information Form. We will also receive a copy of the Title Deeds to the property and the Contract.

When we receive these documents we will check them and will then report to you on all aspects of the property. This will be by way of a written report (in plain English) or if more convenient for you, by way of a meeting.

We will also undertake a Local Search and any other required searches. For certain types of properties or homes in certain areas additional searches are required - for example, properties in coal-mining areas may require a Mining Search.

  Step 2  
The paperwork we receive may give rise to certain questions. We will raise any necessary questions with your Sellers Solicitors. They may relate to matters such as guarantees, planning permissions, building regulation approvals for extensions or alterations to the property or ownership of boundary hedges and fences.

Importantly, we will also require confirmation from the Sellers Solicitors that any existing Mortgages on the property will be paid off on Completion of your purchase.

  Step 3  
If you are obtaining a Mortgage your mortgage lender will forward a copy of the Mortgage Offer to us. We will not be able to Exchange Contracts until the Mortgage Offer is received.

When the Mortgage Offer is received we will calculate the amount of money which will be required from you for Completion. A "Completion Statement" will be prepared and sent to you.

  Step 4  
Once we have received the search results, replies to all questions and your Mortgage Offer, agreement can be reached on a Completion Date.

If there is a long "chain" every party in the chain will need to be ready to Exchange and in agreement on a Completion Date.

After Exchange of Contracts has taken place there will be a legally binding agreement and neither party can withdraw.

  Step 5  
On the Completion day we will forward the balance of the purchase money to the Sellers Solicitors by bank transfer. Upon receipt they will confirm to the Estate Agents that the keys can be released to you.

Following completion the Sellers Solicitors will forward the Title Deeds to us and we will register your ownership at HM Land Registry. Following completion of the registration we will forward a copy of the Land Registry Certificate to you.